ALERUS FINANCIAL CORP (ALRS)

Comprehensive financial analysis for ALERUS FINANCIAL CORP (ALRS) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
ALERUS FINANCIAL CORP
Ticker Symbol
ALRS
Exchange
NASDAQ
CIK Number
0000903419
SIC Code
6021
Industry
National Commercial Banks
Shares Outstanding
25.4M

Profitability & Efficiency Metrics

Return on Equity (ROE)
3.28%
Return on Average Assets (ROAA)
0.33%
Efficiency Ratio
89.7%
Deposits to Assets
80.2%
Loans to Deposits
57.6%

Valuation Metrics

Book Value Per Share (BVPS)
$22.24
Graham Number
$18.58

Capital & Balance Sheet

Equity to Assets
10.80%
Loans to Assets
46.1%
Total Assets
$5.23B
Total Deposits
$4.19B
Total Equity
$564.9M

TTM Performance

Net Income (TTM)
$17.4M
Net Interest Income (TTM)
$172.5M
Earnings Per Share (TTM)
$0.69
Dividend Per Share (TTM)
$0.83
Dividend Payout Ratio
120.3%

SEC Filing Data

All financial data for ALERUS FINANCIAL CORP is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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