BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)

Comprehensive financial analysis for BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
BANK OF THE JAMES FINANCIAL GROUP INC
Ticker Symbol
BOTJ
Exchange
NASDAQ
CIK Number
0001275101
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
4.5M

Profitability & Efficiency Metrics

Return on Equity (ROE)
11.09%
Return on Average Assets (ROAA)
0.79%
Efficiency Ratio
80.2%
Deposits to Assets
90.2%
Loans to Deposits
65.8%

Valuation Metrics

Book Value Per Share (BVPS)
$16.94
Graham Number
$25.90

Capital & Balance Sheet

Equity to Assets
7.55%
Loans to Assets
59.3%
Total Assets
$1.02B
Total Deposits
$0.92B
Total Equity
$77.0M

TTM Performance

Net Income (TTM)
$7.9M
Net Interest Income (TTM)
$32.0M
Earnings Per Share (TTM)
$1.76
Dividend Per Share (TTM)
$0.40
Dividend Payout Ratio
22.7%

SEC Filing Data

All financial data for BANK OF THE JAMES FINANCIAL GROUP INC is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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