COMMUNITY FINANCIAL SYSTEM, INC. (CBU)

Comprehensive financial analysis for COMMUNITY FINANCIAL SYSTEM, INC. (CBU) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
COMMUNITY FINANCIAL SYSTEM, INC.
Ticker Symbol
CBU
Exchange
NYSE
CIK Number
0000723188
SIC Code
6021
Industry
National Commercial Banks
Also Known As
Community Bank
Shares Outstanding
52.5M

Profitability & Efficiency Metrics

Return on Equity (ROE)
11.06%
Return on Average Assets (ROAA)
1.27%
Efficiency Ratio
63.4%
Deposits to Assets
83.8%
Loans to Deposits
74.3%

Valuation Metrics

Book Value Per Share (BVPS)
$38.52
Graham Number
$59.76

Capital & Balance Sheet

Equity to Assets
11.41%
Loans to Assets
62.2%
Total Assets
$17.74B
Total Deposits
$14.87B
Total Equity
$2024.0M

TTM Performance

Net Income (TTM)
$218.1M
Net Interest Income (TTM)
$521.0M
Earnings Per Share (TTM)
$4.12
Dividend Per Share (TTM)
$1.86
Dividend Payout Ratio
45.1%

SEC Filing Data

All financial data for COMMUNITY FINANCIAL SYSTEM, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2026-03-31.

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