CHEMUNG FINANCIAL CORP (CHMG)

Comprehensive financial analysis for CHEMUNG FINANCIAL CORP (CHMG) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
CHEMUNG FINANCIAL CORP
Ticker Symbol
CHMG
Exchange
NASDAQ
CIK Number
0000763563
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
4.8M

Profitability & Efficiency Metrics

Return on Equity (ROE)
5.67%
Return on Average Assets (ROAA)
0.48%
Efficiency Ratio
77.6%
Deposits to Assets
87.5%
Loans to Deposits
92.4%

Valuation Metrics

Book Value Per Share (BVPS)
$51.16
Graham Number
$56.47

Capital & Balance Sheet

Equity to Assets
9.10%
Loans to Assets
80.8%
Total Assets
$2.70B
Total Deposits
$2.36B
Total Equity
$245.3M

TTM Performance

Net Income (TTM)
$13.3M
Net Interest Income (TTM)
$83.1M
Earnings Per Share (TTM)
$2.77
Dividend Per Share (TTM)
$1.29
Dividend Payout Ratio
46.6%

SEC Filing Data

All financial data for CHEMUNG FINANCIAL CORP is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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