CHEMUNG FINANCIAL CORP (CHMG)

Comprehensive financial analysis for CHEMUNG FINANCIAL CORP (CHMG) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
CHEMUNG FINANCIAL CORP
Ticker Symbol
CHMG
Exchange
NASDAQ
CIK Number
0000763563
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
4.8M

Profitability & Efficiency Metrics

Return on Equity (ROE)
6.30%
Return on Average Assets (ROAA)
0.55%
Efficiency Ratio
74.4%
Deposits to Assets
83.8%
Loans to Deposits
98.9%

Valuation Metrics

Book Value Per Share (BVPS)
$53.16
Graham Number
$61.29

Capital & Balance Sheet

Equity to Assets
9.40%
Loans to Assets
82.8%
Total Assets
$2.71B
Total Deposits
$2.27B
Total Equity
$254.7M

TTM Performance

Net Income (TTM)
$15.1M
Net Interest Income (TTM)
$87.2M
Earnings Per Share (TTM)
$3.14
Dividend Per Share (TTM)
$1.32
Dividend Payout Ratio
42.0%

SEC Filing Data

All financial data for CHEMUNG FINANCIAL CORP is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

Compare CHEMUNG FINANCIAL CORP with 300+ other banks using the BankSift screener, or learn about the financial metrics and valuation methods used in this analysis.