CHOICEONE FINANCIAL SERVICES INC (COFS)

Comprehensive financial analysis for CHOICEONE FINANCIAL SERVICES INC (COFS) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
CHOICEONE FINANCIAL SERVICES INC
Ticker Symbol
COFS
Exchange
NASDAQ
CIK Number
0000803164
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
15.0M

Profitability & Efficiency Metrics

Return on Equity (ROE)
12.22%
Return on Average Assets (ROAA)
1.28%
Efficiency Ratio
59.5%
Deposits to Assets
83.5%
Loans to Deposits
38.8%

Valuation Metrics

Book Value Per Share (BVPS)
$31.42
Graham Number
$54.68

Capital & Balance Sheet

Equity to Assets
10.70%
Loans to Assets
32.3%
Total Assets
$4.39B
Total Deposits
$3.67B
Total Equity
$470.0M

TTM Performance

Net Income (TTM)
$55.8M
Net Interest Income (TTM)
$147.4M
Earnings Per Share (TTM)
$4.23
Dividend Per Share (TTM)
$1.14
Dividend Payout Ratio
26.9%

SEC Filing Data

All financial data for CHOICEONE FINANCIAL SERVICES INC is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2026-03-31.

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