CITIZENS & NORTHERN CORP (CZNC)
Comprehensive financial analysis for CITIZENS & NORTHERN CORP (CZNC) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.
Company Information
- Legal Name
- CITIZENS & NORTHERN CORP
- Ticker Symbol
- CZNC
- Exchange
- NASDAQ
- CIK Number
- 0000810958
- SIC Code
- 6022
- Industry
- State Commercial Banks
- Shares Outstanding
- 15.5M
Profitability & Efficiency Metrics
- Return on Equity (ROE)
- 9.49%
- Return on Average Assets (ROAA)
- 1.04%
- Efficiency Ratio
- 67.0%
- Deposits to Assets
- 81.3%
- Loans to Deposits
- 88.7%
Valuation Metrics
- Book Value Per Share (BVPS)
- $18.93
- Graham Number
- $27.38
Capital & Balance Sheet
- Equity to Assets
- 11.03%
- Loans to Assets
- 72.1%
- Total Assets
- $2.66B
- Total Deposits
- $2.17B
- Total Equity
- $294.0M
TTM Performance
- Net Income (TTM)
- $27.1M
- Net Interest Income (TTM)
- $83.9M
- Earnings Per Share (TTM)
- $1.76
- Dividend Per Share (TTM)
- $0.84
- Dividend Payout Ratio
- 47.7%
SEC Filing Data
All financial data for CITIZENS & NORTHERN CORP is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.
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