CITIZENS & NORTHERN CORP (CZNC)
Comprehensive financial analysis for CITIZENS & NORTHERN CORP (CZNC) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.
Company Information
- Legal Name
- CITIZENS & NORTHERN CORP
- Ticker Symbol
- CZNC
- Exchange
- NASDAQ
- CIK Number
- 0000810958
- SIC Code
- 6022
- Industry
- State Commercial Banks
- Shares Outstanding
- 17.8M
Profitability & Efficiency Metrics
- Return on Equity (ROE)
- 7.86%
- Return on Average Assets (ROAA)
- 0.86%
- Efficiency Ratio
- 71.7%
- Deposits to Assets
- 81.9%
- Loans to Deposits
- 90.6%
Valuation Metrics
- Book Value Per Share (BVPS)
- $19.17
- Graham Number
- $25.10
Capital & Balance Sheet
- Equity to Assets
- 10.91%
- Loans to Assets
- 74.2%
- Total Assets
- $3.13B
- Total Deposits
- $2.56B
- Total Equity
- $341.7M
TTM Performance
- Net Income (TTM)
- $23.4M
- Net Interest Income (TTM)
- $91.9M
- Earnings Per Share (TTM)
- $1.46
- Dividend Per Share (TTM)
- $0.84
- Dividend Payout Ratio
- 57.5%
SEC Filing Data
All financial data for CITIZENS & NORTHERN CORP is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.
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