CITIZENS & NORTHERN CORP (CZNC)
Comprehensive financial analysis for CITIZENS & NORTHERN CORP (CZNC) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.
Company Information
- Legal Name
- CITIZENS & NORTHERN CORP
- Ticker Symbol
- CZNC
- Exchange
- NASDAQ
- CIK Number
- 0000810958
- SIC Code
- 6022
- Industry
- State Commercial Banks
- Shares Outstanding
- 17.9M
Profitability & Efficiency Metrics
- Return on Equity (ROE)
- 5.44%
- Return on Average Assets (ROAA)
- 0.59%
- Efficiency Ratio
- 69.2%
- Deposits to Assets
- 82.2%
- Loans to Deposits
- 90.4%
Valuation Metrics
- Book Value Per Share (BVPS)
- $18.74
- Graham Number
- $21.24
Capital & Balance Sheet
- Equity to Assets
- 10.60%
- Loans to Assets
- 74.3%
- Total Assets
- $3.16B
- Total Deposits
- $2.60B
- Total Equity
- $335.6M
TTM Performance
- Net Income (TTM)
- $17.4M
- Net Interest Income (TTM)
- $100.3M
- Earnings Per Share (TTM)
- $1.07
- Dividend Per Share (TTM)
- $0.84
- Dividend Payout Ratio
- 78.5%
SEC Filing Data
All financial data for CITIZENS & NORTHERN CORP is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2026-03-31.
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