CITIZENS COMMUNITY BANCORP INC. (CZWI)

Comprehensive financial analysis for CITIZENS COMMUNITY BANCORP INC. (CZWI) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
CITIZENS COMMUNITY BANCORP INC.
Ticker Symbol
CZWI
Exchange
NASDAQ
CIK Number
0001367859
SIC Code
6035
Industry
Savings Institutions, Federally Chartered
Shares Outstanding
9.9M

Profitability & Efficiency Metrics

Return on Equity (ROE)
7.03%
Return on Average Assets (ROAA)
0.74%
Efficiency Ratio
71.5%
Deposits to Assets
85.7%
Loans to Deposits
87.9%

Valuation Metrics

Book Value Per Share (BVPS)
$18.95
Graham Number
$23.55

Capital & Balance Sheet

Equity to Assets
10.82%
Loans to Assets
75.3%
Total Assets
$1.73B
Total Deposits
$1.48B
Total Equity
$186.8M

TTM Performance

Net Income (TTM)
$12.9M
Net Interest Income (TTM)
$49.8M
Earnings Per Share (TTM)
$1.30
Dividend Per Share (TTM)
$0.36
Dividend Payout Ratio
27.7%

SEC Filing Data

All financial data for CITIZENS COMMUNITY BANCORP INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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