EMBASSY BANCORP, INC. (EMYB)

Comprehensive financial analysis for EMBASSY BANCORP, INC. (EMYB) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
EMBASSY BANCORP, INC.
Ticker Symbol
EMYB
Exchange
OTC
CIK Number
0001449794
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
7.5M

Profitability & Efficiency Metrics

Return on Equity (ROE)
11.59%
Return on Average Assets (ROAA)
0.78%
Efficiency Ratio
63.4%
Deposits to Assets
91.1%
Loans to Deposits
75.4%

Valuation Metrics

Book Value Per Share (BVPS)
$16.90
Graham Number
$26.09

Capital & Balance Sheet

Equity to Assets
7.09%
Loans to Assets
68.7%
Total Assets
$1.80B
Total Deposits
$1.64B
Total Equity
$127.6M

TTM Performance

Net Income (TTM)
$13.7M
Net Interest Income (TTM)
$42.4M
Earnings Per Share (TTM)
$1.79
Dividend Per Share (TTM)
$0.48
Dividend Payout Ratio
26.8%

SEC Filing Data

All financial data for EMBASSY BANCORP, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

Compare EMBASSY BANCORP, INC. with 300+ other banks using the BankSift screener, or learn about the financial metrics and valuation methods used in this analysis.