EMBASSY BANCORP, INC. (EMYB)

Comprehensive financial analysis for EMBASSY BANCORP, INC. (EMYB) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
EMBASSY BANCORP, INC.
Ticker Symbol
EMYB
Exchange
OTC
CIK Number
0001449794
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
7.6M

Profitability & Efficiency Metrics

Return on Equity (ROE)
11.13%
Return on Average Assets (ROAA)
0.74%
Efficiency Ratio
65.0%
Deposits to Assets
91.1%
Loans to Deposits
76.3%

Valuation Metrics

Book Value Per Share (BVPS)
$16.01
Graham Number
$24.60

Capital & Balance Sheet

Equity to Assets
6.89%
Loans to Assets
69.6%
Total Assets
$1.78B
Total Deposits
$1.62B
Total Equity
$122.4M

TTM Performance

Net Income (TTM)
$12.8M
Net Interest Income (TTM)
$40.5M
Earnings Per Share (TTM)
$1.68
Dividend Per Share (TTM)
$0.48
Dividend Payout Ratio
28.6%

SEC Filing Data

All financial data for EMBASSY BANCORP, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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