EMBASSY BANCORP, INC. (EMYB)

Comprehensive financial analysis for EMBASSY BANCORP, INC. (EMYB) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
EMBASSY BANCORP, INC.
Ticker Symbol
EMYB
Exchange
OTC
CIK Number
0001449794
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
7.4M

Profitability & Efficiency Metrics

Return on Equity (ROE)
11.80%
Return on Average Assets (ROAA)
0.81%
Efficiency Ratio
62.5%
Deposits to Assets
91.3%
Loans to Deposits
73.6%

Valuation Metrics

Book Value Per Share (BVPS)
$16.83
Graham Number
$26.90

Capital & Balance Sheet

Equity to Assets
6.78%
Loans to Assets
67.2%
Total Assets
$1.84B
Total Deposits
$1.68B
Total Equity
$124.8M

TTM Performance

Net Income (TTM)
$14.5M
Net Interest Income (TTM)
$44.0M
Earnings Per Share (TTM)
$1.91
Dividend Per Share (TTM)
$0.48
Dividend Payout Ratio
25.1%

SEC Filing Data

All financial data for EMBASSY BANCORP, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2026-03-31.

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