FIRST BANCORP /NC/ (FBNC)

Comprehensive financial analysis for FIRST BANCORP /NC/ (FBNC) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
FIRST BANCORP /NC/
Ticker Symbol
FBNC
Exchange
NASDAQ
CIK Number
0000811589
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
41.5M

Profitability & Efficiency Metrics

Return on Equity (ROE)
6.39%
Return on Average Assets (ROAA)
0.80%
Efficiency Ratio
63.3%
Deposits to Assets
85.3%
Loans to Deposits
76.3%

Valuation Metrics

Book Value Per Share (BVPS)
$38.67
Graham Number
$45.60

Capital & Balance Sheet

Equity to Assets
12.57%
Loans to Assets
65.1%
Total Assets
$12.75B
Total Deposits
$10.88B
Total Equity
$1603.3M

TTM Performance

Net Income (TTM)
$98.9M
Net Interest Income (TTM)
$381.0M
Earnings Per Share (TTM)
$2.39
Dividend Per Share (TTM)
$0.90
Dividend Payout Ratio
37.7%

SEC Filing Data

All financial data for FIRST BANCORP /NC/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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