FIRST BANCORP /NC/ (FBNC)

Comprehensive financial analysis for FIRST BANCORP /NC/ (FBNC) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
FIRST BANCORP /NC/
Ticker Symbol
FBNC
Exchange
NASDAQ
CIK Number
0000811589
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
41.5M

Profitability & Efficiency Metrics

Return on Equity (ROE)
7.05%
Return on Average Assets (ROAA)
0.89%
Efficiency Ratio
61.3%
Deposits to Assets
84.8%
Loans to Deposits
80.0%

Valuation Metrics

Book Value Per Share (BVPS)
$39.89
Graham Number
$49.05

Capital & Balance Sheet

Equity to Assets
13.06%
Loans to Assets
67.9%
Total Assets
$12.67B
Total Deposits
$10.75B
Total Equity
$1654.2M

TTM Performance

Net Income (TTM)
$111.0M
Net Interest Income (TTM)
$398.2M
Earnings Per Share (TTM)
$2.68
Dividend Per Share (TTM)
$0.91
Dividend Payout Ratio
34.0%

SEC Filing Data

All financial data for FIRST BANCORP /NC/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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