FINANCIAL INSTITUTIONS INC (FISI)

Comprehensive financial analysis for FINANCIAL INSTITUTIONS INC (FISI) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
FINANCIAL INSTITUTIONS INC
Ticker Symbol
FISI
Exchange
NASDAQ
CIK Number
0000862831
SIC Code
6021
Industry
National Commercial Banks
Shares Outstanding
19.8M

Profitability & Efficiency Metrics

Return on Equity (ROE)
12.30%
Return on Average Assets (ROAA)
1.20%
Efficiency Ratio
58.0%
Deposits to Assets
83.0%
Loans to Deposits
84.5%

Valuation Metrics

Book Value Per Share (BVPS)
$30.89
Graham Number
$50.37

Capital & Balance Sheet

Equity to Assets
10.02%
Loans to Assets
70.1%
Total Assets
$6.27B
Total Deposits
$5.21B
Total Equity
$628.9M

TTM Performance

Net Income (TTM)
$74.9M
Net Interest Income (TTM)
$200.0M
Earnings Per Share (TTM)
$3.65
Dividend Per Share (TTM)
$1.24
Dividend Payout Ratio
34.0%

SEC Filing Data

All financial data for FINANCIAL INSTITUTIONS INC is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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