FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF)

Comprehensive financial analysis for FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
FRANKLIN FINANCIAL SERVICES CORP /PA/
Ticker Symbol
FRAF
Exchange
NASDAQ
CIK Number
0000723646
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
4.5M

Profitability & Efficiency Metrics

Return on Equity (ROE)
13.14%
Return on Average Assets (ROAA)
0.94%
Efficiency Ratio
67.2%
Deposits to Assets
82.0%
Loans to Deposits
64.9%

Valuation Metrics

Book Value Per Share (BVPS)
$39.11
Graham Number
$64.72

Capital & Balance Sheet

Equity to Assets
7.83%
Loans to Assets
53.2%
Total Assets
$2.24B
Total Deposits
$1.84B
Total Equity
$175.2M

TTM Performance

Net Income (TTM)
$21.2M
Net Interest Income (TTM)
$69.6M
Earnings Per Share (TTM)
$4.76
Dividend Per Share (TTM)
$1.31
Dividend Payout Ratio
27.5%

SEC Filing Data

All financial data for FRANKLIN FINANCIAL SERVICES CORP /PA/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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