FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF)

Comprehensive financial analysis for FRANKLIN FINANCIAL SERVICES CORP /PA/ (FRAF) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
FRANKLIN FINANCIAL SERVICES CORP /PA/
Ticker Symbol
FRAF
Exchange
NASDAQ
CIK Number
0000723646
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
4.5M

Profitability & Efficiency Metrics

Return on Equity (ROE)
10.00%
Return on Average Assets (ROAA)
0.70%
Efficiency Ratio
72.3%
Deposits to Assets
82.8%
Loans to Deposits
62.6%

Valuation Metrics

Book Value Per Share (BVPS)
$37.15
Graham Number
$54.24

Capital & Balance Sheet

Equity to Assets
7.24%
Loans to Assets
51.9%
Total Assets
$2.30B
Total Deposits
$1.90B
Total Equity
$166.3M

TTM Performance

Net Income (TTM)
$15.7M
Net Interest Income (TTM)
$66.1M
Earnings Per Share (TTM)
$3.52
Dividend Per Share (TTM)
$1.30
Dividend Payout Ratio
36.9%

SEC Filing Data

All financial data for FRANKLIN FINANCIAL SERVICES CORP /PA/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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