GOUVERNEUR BANCORP, INC./MD/ (GOVB)

Comprehensive financial analysis for GOUVERNEUR BANCORP, INC./MD/ (GOVB) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
GOUVERNEUR BANCORP, INC./MD/
Ticker Symbol
GOVB
Exchange
OTC
CIK Number
0001978811
SIC Code
6036
Industry
Savings Institutions, Not Federally Chartered
Shares Outstanding
1.1M

Profitability & Efficiency Metrics

Return on Equity (ROE)
2.32%
Return on Average Assets (ROAA)
0.37%
Efficiency Ratio
89.6%
Deposits to Assets
78.0%
Loans to Deposits
81.0%

Valuation Metrics

Book Value Per Share (BVPS)
$30.55
Graham Number
$22.25

Capital & Balance Sheet

Equity to Assets
16.17%
Loans to Assets
63.2%
Total Assets
$0.20B
Total Deposits
$0.15B
Total Equity
$32.1M

TTM Performance

Net Income (TTM)
$0.7M
Net Interest Income (TTM)
$7.1M
Earnings Per Share (TTM)
$0.72
Dividend Per Share (TTM)
$0.16
Dividend Payout Ratio
22.2%

SEC Filing Data

All financial data for GOUVERNEUR BANCORP, INC./MD/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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