GOUVERNEUR BANCORP, INC./MD/ (GOVB)

Comprehensive financial analysis for GOUVERNEUR BANCORP, INC./MD/ (GOVB) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
GOUVERNEUR BANCORP, INC./MD/
Ticker Symbol
GOVB
Exchange
OTC
CIK Number
0001978811
SIC Code
6036
Industry
Savings Institutions, Not Federally Chartered
Shares Outstanding
1.1M

Profitability & Efficiency Metrics

Return on Equity (ROE)
2.69%
Return on Average Assets (ROAA)
0.43%
Efficiency Ratio
88.1%
Deposits to Assets
78.5%
Loans to Deposits
79.1%

Valuation Metrics

Book Value Per Share (BVPS)
$30.66
Graham Number
$24.21

Capital & Balance Sheet

Equity to Assets
16.16%
Loans to Assets
62.1%
Total Assets
$0.20B
Total Deposits
$0.16B
Total Equity
$32.6M

TTM Performance

Net Income (TTM)
$0.9M
Net Interest Income (TTM)
$7.2M
Earnings Per Share (TTM)
$0.85
Dividend Per Share (TTM)
$0.17
Dividend Payout Ratio
20.0%

SEC Filing Data

All financial data for GOUVERNEUR BANCORP, INC./MD/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

Compare GOUVERNEUR BANCORP, INC./MD/ with 300+ other banks using the BankSift screener, or learn about the financial metrics and valuation methods used in this analysis.