INDEPENDENT BANK CORP /MI/ (IBCP)

Comprehensive financial analysis for INDEPENDENT BANK CORP /MI/ (IBCP) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
INDEPENDENT BANK CORP /MI/
Ticker Symbol
IBCP
Exchange
NASDAQ
CIK Number
0000039311
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
20.5M

Profitability & Efficiency Metrics

Return on Equity (ROE)
14.28%
Return on Average Assets (ROAA)
1.27%
Efficiency Ratio
61.3%
Deposits to Assets
86.5%
Loans to Deposits
88.5%

Valuation Metrics

Book Value Per Share (BVPS)
$24.48
Graham Number
$42.63

Capital & Balance Sheet

Equity to Assets
9.14%
Loans to Assets
76.5%
Total Assets
$5.51B
Total Deposits
$4.76B
Total Equity
$503.0M

TTM Performance

Net Income (TTM)
$68.5M
Net Interest Income (TTM)
$180.0M
Earnings Per Share (TTM)
$3.30
Dividend Per Share (TTM)
$1.04
Dividend Payout Ratio
31.5%

SEC Filing Data

All financial data for INDEPENDENT BANK CORP /MI/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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