JUNIATA VALLEY FINANCIAL CORP (JUVF)

Comprehensive financial analysis for JUNIATA VALLEY FINANCIAL CORP (JUVF) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
JUNIATA VALLEY FINANCIAL CORP
Ticker Symbol
JUVF
Exchange
OTC
CIK Number
0000714712
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
5.0M

Profitability & Efficiency Metrics

Return on Equity (ROE)
14.93%
Return on Average Assets (ROAA)
0.92%
Efficiency Ratio
66.9%
Deposits to Assets
87.3%
Loans to Deposits
65.0%

Valuation Metrics

Book Value Per Share (BVPS)
$11.43
Graham Number
$20.22

Capital & Balance Sheet

Equity to Assets
6.41%
Loans to Assets
56.8%
Total Assets
$0.90B
Total Deposits
$0.78B
Total Equity
$57.4M

TTM Performance

Net Income (TTM)
$8.0M
Net Interest Income (TTM)
$25.4M
Earnings Per Share (TTM)
$1.59
Dividend Per Share (TTM)
$0.88
Dividend Payout Ratio
55.4%

SEC Filing Data

All financial data for JUNIATA VALLEY FINANCIAL CORP is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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