LAKE SHORE BANCORP, INC. /MD/ (LSBK)

Comprehensive financial analysis for LAKE SHORE BANCORP, INC. /MD/ (LSBK) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
LAKE SHORE BANCORP, INC. /MD/
Ticker Symbol
LSBK
Exchange
NASDAQ
CIK Number
0002059653
SIC Code
6035
Industry
Savings Institutions, Federally Chartered
Shares Outstanding
7.9M

Profitability & Efficiency Metrics

Return on Equity (ROE)
5.97%
Return on Average Assets (ROAA)
1.00%
Efficiency Ratio
69.2%
Deposits to Assets
78.5%
Loans to Deposits
97.8%

Valuation Metrics

Book Value Per Share (BVPS)
$18.11
Graham Number
$19.88

Capital & Balance Sheet

Equity to Assets
19.72%
Loans to Assets
76.7%
Total Assets
$0.72B
Total Deposits
$0.57B
Total Equity
$142.4M

TTM Performance

Net Income (TTM)
$7.3M
Net Interest Income (TTM)
$24.6M
Earnings Per Share (TTM)
$0.97
Dividend Per Share (TTM)
$0.31
Dividend Payout Ratio
32.0%

SEC Filing Data

All financial data for LAKE SHORE BANCORP, INC. /MD/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2026-03-31.

Compare LAKE SHORE BANCORP, INC. /MD/ with 300+ other banks using the BankSift screener, or learn about the financial metrics and valuation methods used in this analysis.