METROCITY BANKSHARES, INC. (MCBS)

Comprehensive financial analysis for METROCITY BANKSHARES, INC. (MCBS) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
METROCITY BANKSHARES, INC.
Ticker Symbol
MCBS
Exchange
NASDAQ
CIK Number
0001747068
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
28.8M

Profitability & Efficiency Metrics

Return on Equity (ROE)
14.96%
Return on Average Assets (ROAA)
1.78%
Efficiency Ratio
40.6%
Deposits to Assets
76.5%
Loans to Deposits
82.1%

Valuation Metrics

Book Value Per Share (BVPS)
$18.88
Graham Number
$33.62

Capital & Balance Sheet

Equity to Assets
11.41%
Loans to Assets
62.8%
Total Assets
$4.77B
Total Deposits
$3.65B
Total Equity
$544.2M

TTM Performance

Net Income (TTM)
$68.5M
Net Interest Income (TTM)
$130.4M
Earnings Per Share (TTM)
$2.66
Dividend Per Share (TTM)
$0.96
Dividend Payout Ratio
36.1%

SEC Filing Data

All financial data for METROCITY BANKSHARES, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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