METROCITY BANKSHARES, INC. (MCBS)

Comprehensive financial analysis for METROCITY BANKSHARES, INC. (MCBS) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
METROCITY BANKSHARES, INC.
Ticker Symbol
MCBS
Exchange
NASDAQ
CIK Number
0001747068
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
25.5M

Profitability & Efficiency Metrics

Return on Equity (ROE)
15.32%
Return on Average Assets (ROAA)
1.84%
Efficiency Ratio
38.6%
Deposits to Assets
74.2%
Loans to Deposits
111.1%

Valuation Metrics

Book Value Per Share (BVPS)
$17.46
Graham Number
$32.08

Capital & Balance Sheet

Equity to Assets
12.29%
Loans to Assets
82.5%
Total Assets
$3.63B
Total Deposits
$2.69B
Total Equity
$445.9M

TTM Performance

Net Income (TTM)
$66.6M
Net Interest Income (TTM)
$124.6M
Earnings Per Share (TTM)
$2.62
Dividend Per Share (TTM)
$0.94
Dividend Payout Ratio
35.9%

SEC Filing Data

All financial data for METROCITY BANKSHARES, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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