NBT BANCORP INC (NBTB)

Comprehensive financial analysis for NBT BANCORP INC (NBTB) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
NBT BANCORP INC
Ticker Symbol
NBTB
Exchange
NASDAQ
CIK Number
0000790359
SIC Code
6021
Industry
National Commercial Banks
Shares Outstanding
52.2M

Profitability & Efficiency Metrics

Return on Equity (ROE)
9.48%
Return on Average Assets (ROAA)
1.12%
Efficiency Ratio
63.9%
Deposits to Assets
84.4%
Loans to Deposits
84.9%

Valuation Metrics

Book Value Per Share (BVPS)
$36.32
Graham Number
$52.25

Capital & Balance Sheet

Equity to Assets
11.85%
Loans to Assets
71.7%
Total Assets
$16.00B
Total Deposits
$13.50B
Total Equity
$1896.2M

TTM Performance

Net Income (TTM)
$169.2M
Net Interest Income (TTM)
$501.5M
Earnings Per Share (TTM)
$3.34
Dividend Per Share (TTM)
$1.42
Dividend Payout Ratio
42.5%

SEC Filing Data

All financial data for NBT BANCORP INC is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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