OPTIMUMBANK HOLDINGS, INC. (OPHC)

Comprehensive financial analysis for OPTIMUMBANK HOLDINGS, INC. (OPHC) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
OPTIMUMBANK HOLDINGS, INC.
Ticker Symbol
OPHC
Exchange
NYSE
CIK Number
0001288855
SIC Code
6021
Industry
National Commercial Banks
Shares Outstanding
12.2M

Profitability & Efficiency Metrics

Return on Equity (ROE)
14.56%
Return on Average Assets (ROAA)
1.56%
Efficiency Ratio
51.3%
Deposits to Assets
86.1%
Loans to Deposits
52.5%

Valuation Metrics

Book Value Per Share (BVPS)
$10.43
Graham Number
$18.63

Capital & Balance Sheet

Equity to Assets
10.00%
Loans to Assets
45.2%
Total Assets
$1.27B
Total Deposits
$1.09B
Total Equity
$126.8M

TTM Performance

Net Income (TTM)
$17.4M
Net Interest Income (TTM)
$46.4M
Earnings Per Share (TTM)
$1.48

SEC Filing Data

All financial data for OPTIMUMBANK HOLDINGS, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2026-03-31.

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