OPTIMUMBANK HOLDINGS, INC. (OPHC)

Comprehensive financial analysis for OPTIMUMBANK HOLDINGS, INC. (OPHC) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
OPTIMUMBANK HOLDINGS, INC.
Ticker Symbol
OPHC
Exchange
NYSE
CIK Number
0001288855
SIC Code
6021
Industry
National Commercial Banks
Shares Outstanding
11.5M

Profitability & Efficiency Metrics

Return on Equity (ROE)
14.62%
Return on Average Assets (ROAA)
1.63%
Efficiency Ratio
51.0%
Deposits to Assets
83.8%
Loans to Deposits
61.6%

Valuation Metrics

Book Value Per Share (BVPS)
$10.57
Graham Number
$18.38

Capital & Balance Sheet

Equity to Assets
10.97%
Loans to Assets
51.6%
Total Assets
$1.11B
Total Deposits
$0.93B
Total Equity
$121.9M

TTM Performance

Net Income (TTM)
$16.6M
Net Interest Income (TTM)
$42.6M
Earnings Per Share (TTM)
$1.42

SEC Filing Data

All financial data for OPTIMUMBANK HOLDINGS, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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