OPTIMUMBANK HOLDINGS, INC. (OPHC)

Comprehensive financial analysis for OPTIMUMBANK HOLDINGS, INC. (OPHC) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
OPTIMUMBANK HOLDINGS, INC.
Ticker Symbol
OPHC
Exchange
NYSE
CIK Number
0001288855
SIC Code
6021
Industry
National Commercial Banks
Shares Outstanding
11.9M

Profitability & Efficiency Metrics

Return on Equity (ROE)
14.17%
Return on Average Assets (ROAA)
1.60%
Efficiency Ratio
49.5%
Deposits to Assets
88.6%
Loans to Deposits
59.8%

Valuation Metrics

Book Value Per Share (BVPS)
$9.84
Graham Number
$17.54

Capital & Balance Sheet

Equity to Assets
10.79%
Loans to Assets
53.0%
Total Assets
$1.08B
Total Deposits
$0.96B
Total Equity
$116.9M

TTM Performance

Net Income (TTM)
$15.7M
Net Interest Income (TTM)
$40.0M
Earnings Per Share (TTM)
$1.39

SEC Filing Data

All financial data for OPTIMUMBANK HOLDINGS, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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