OLD SECOND BANCORP INC (OSBC)

Comprehensive financial analysis for OLD SECOND BANCORP INC (OSBC) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
OLD SECOND BANCORP INC
Ticker Symbol
OSBC
Exchange
NASDAQ
CIK Number
0000357173
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
52.7M

Profitability & Efficiency Metrics

Return on Equity (ROE)
10.31%
Return on Average Assets (ROAA)
1.30%
Efficiency Ratio
60.1%
Deposits to Assets
81.1%
Loans to Deposits
70.6%

Valuation Metrics

Book Value Per Share (BVPS)
$17.03
Graham Number
$25.07

Capital & Balance Sheet

Equity to Assets
12.99%
Loans to Assets
57.2%
Total Assets
$6.90B
Total Deposits
$5.60B
Total Equity
$896.8M

TTM Performance

Net Income (TTM)
$80.3M
Net Interest Income (TTM)
$293.0M
Earnings Per Share (TTM)
$1.64
Dividend Per Share (TTM)
$0.25
Dividend Payout Ratio
15.2%

SEC Filing Data

All financial data for OLD SECOND BANCORP INC is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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