OLD SECOND BANCORP INC (OSBC)

Comprehensive financial analysis for OLD SECOND BANCORP INC (OSBC) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
OLD SECOND BANCORP INC
Ticker Symbol
OSBC
Exchange
NASDAQ
CIK Number
0000357173
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
52.7M

Profitability & Efficiency Metrics

Return on Equity (ROE)
9.56%
Return on Average Assets (ROAA)
1.19%
Efficiency Ratio
61.6%
Deposits to Assets
82.4%
Loans to Deposits
68.6%

Valuation Metrics

Book Value Per Share (BVPS)
$16.46
Graham Number
$23.88

Capital & Balance Sheet

Equity to Assets
12.40%
Loans to Assets
56.5%
Total Assets
$6.99B
Total Deposits
$5.76B
Total Equity
$866.7M

TTM Performance

Net Income (TTM)
$70.6M
Net Interest Income (TTM)
$271.5M
Earnings Per Share (TTM)
$1.54
Dividend Per Share (TTM)
$0.24
Dividend Payout Ratio
15.6%

SEC Filing Data

All financial data for OLD SECOND BANCORP INC is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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