OLD SECOND BANCORP INC (OSBC)

Comprehensive financial analysis for OLD SECOND BANCORP INC (OSBC) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
OLD SECOND BANCORP INC
Ticker Symbol
OSBC
Exchange
NASDAQ
CIK Number
0000357173
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
51.7M

Profitability & Efficiency Metrics

Return on Equity (ROE)
10.07%
Return on Average Assets (ROAA)
1.29%
Efficiency Ratio
58.3%
Deposits to Assets
81.3%
Loans to Deposits
71.0%

Valuation Metrics

Book Value Per Share (BVPS)
$17.29
Graham Number
$25.64

Capital & Balance Sheet

Equity to Assets
13.04%
Loans to Assets
57.7%
Total Assets
$6.85B
Total Deposits
$5.56B
Total Equity
$893.3M

TTM Performance

Net Income (TTM)
$86.1M
Net Interest Income (TTM)
$311.2M
Earnings Per Share (TTM)
$1.69
Dividend Per Share (TTM)
$0.26
Dividend Payout Ratio
15.4%

SEC Filing Data

All financial data for OLD SECOND BANCORP INC is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2026-03-31.

Compare OLD SECOND BANCORP INC with 300+ other banks using the BankSift screener, or learn about the financial metrics and valuation methods used in this analysis.