PEOPLES FINANCIAL CORP /MS/ (PFBX)

Comprehensive financial analysis for PEOPLES FINANCIAL CORP /MS/ (PFBX) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
PEOPLES FINANCIAL CORP /MS/
Ticker Symbol
PFBX
Exchange
OTC
CIK Number
0000770460
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
4.6M

Profitability & Efficiency Metrics

Return on Equity (ROE)
4.01%
Return on Average Assets (ROAA)
0.50%
Efficiency Ratio
82.5%
Deposits to Assets
83.1%
Loans to Deposits
38.6%

Valuation Metrics

Book Value Per Share (BVPS)
$21.80
Graham Number
$20.42

Capital & Balance Sheet

Equity to Assets
13.84%
Loans to Assets
32.1%
Total Assets
$0.73B
Total Deposits
$0.60B
Total Equity
$100.7M

TTM Performance

Net Income (TTM)
$3.9M
Net Interest Income (TTM)
$20.4M
Earnings Per Share (TTM)
$0.85
Dividend Per Share (TTM)
$0.36
Dividend Payout Ratio
42.4%

SEC Filing Data

All financial data for PEOPLES FINANCIAL CORP /MS/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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