PEOPLES FINANCIAL CORP /MS/ (PFBX)

Comprehensive financial analysis for PEOPLES FINANCIAL CORP /MS/ (PFBX) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
PEOPLES FINANCIAL CORP /MS/
Ticker Symbol
PFBX
Exchange
OTC
CIK Number
0000770460
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
4.6M

Profitability & Efficiency Metrics

Return on Equity (ROE)
4.90%
Return on Average Assets (ROAA)
0.58%
Efficiency Ratio
79.8%
Deposits to Assets
84.1%
Loans to Deposits
36.6%

Valuation Metrics

Book Value Per Share (BVPS)
$21.66
Graham Number
$22.30

Capital & Balance Sheet

Equity to Assets
13.19%
Loans to Assets
30.8%
Total Assets
$0.76B
Total Deposits
$0.64B
Total Equity
$100.0M

TTM Performance

Net Income (TTM)
$4.7M
Net Interest Income (TTM)
$21.3M
Earnings Per Share (TTM)
$1.02
Dividend Per Share (TTM)
$0.50
Dividend Payout Ratio
49.0%

SEC Filing Data

All financial data for PEOPLES FINANCIAL CORP /MS/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

Compare PEOPLES FINANCIAL CORP /MS/ with 300+ other banks using the BankSift screener, or learn about the financial metrics and valuation methods used in this analysis.