PROVIDENT FINANCIAL HOLDINGS INC (PROV)

Comprehensive financial analysis for PROVIDENT FINANCIAL HOLDINGS INC (PROV) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
PROVIDENT FINANCIAL HOLDINGS INC
Ticker Symbol
PROV
Exchange
NASDAQ
CIK Number
0001010470
SIC Code
6035
Industry
Savings Institutions, Federally Chartered
Shares Outstanding
6.5M

Profitability & Efficiency Metrics

Return on Equity (ROE)
4.69%
Return on Average Assets (ROAA)
0.48%
Efficiency Ratio
78.8%
Deposits to Assets
71.1%
Loans to Deposits
123.2%

Valuation Metrics

Book Value Per Share (BVPS)
$19.72
Graham Number
$20.09

Capital & Balance Sheet

Equity to Assets
10.43%
Loans to Assets
87.5%
Total Assets
$1.23B
Total Deposits
$0.87B
Total Equity
$128.4M

TTM Performance

Net Income (TTM)
$6.0M
Net Interest Income (TTM)
$35.8M
Earnings Per Share (TTM)
$0.91
Dividend Per Share (TTM)
$0.58
Dividend Payout Ratio
63.6%

SEC Filing Data

All financial data for PROVIDENT FINANCIAL HOLDINGS INC is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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