PROVIDENT FINANCIAL HOLDINGS INC (PROV)

Comprehensive financial analysis for PROVIDENT FINANCIAL HOLDINGS INC (PROV) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
PROVIDENT FINANCIAL HOLDINGS INC
Ticker Symbol
PROV
Exchange
NASDAQ
CIK Number
0001010470
SIC Code
6035
Industry
Savings Institutions, Federally Chartered
Shares Outstanding
6.3M

Profitability & Efficiency Metrics

Return on Equity (ROE)
4.78%
Return on Average Assets (ROAA)
0.49%
Efficiency Ratio
78.6%
Deposits to Assets
73.3%
Loans to Deposits
120.7%

Valuation Metrics

Book Value Per Share (BVPS)
$20.02
Graham Number
$20.47

Capital & Balance Sheet

Equity to Assets
10.40%
Loans to Assets
88.5%
Total Assets
$1.22B
Total Deposits
$0.89B
Total Equity
$126.6M

TTM Performance

Net Income (TTM)
$6.1M
Net Interest Income (TTM)
$35.9M
Earnings Per Share (TTM)
$0.93
Dividend Per Share (TTM)
$0.42
Dividend Payout Ratio
45.2%

SEC Filing Data

All financial data for PROVIDENT FINANCIAL HOLDINGS INC is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2026-03-31.

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