SMARTFINANCIAL INC. (SMBK)

Comprehensive financial analysis for SMARTFINANCIAL INC. (SMBK) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
SMARTFINANCIAL INC.
Ticker Symbol
SMBK
Exchange
NYSE
CIK Number
0001038773
SIC Code
6021
Industry
National Commercial Banks
Shares Outstanding
17.0M

Profitability & Efficiency Metrics

Return on Equity (ROE)
9.09%
Return on Average Assets (ROAA)
0.85%
Efficiency Ratio
67.5%
Deposits to Assets
87.3%
Loans to Deposits
64.0%

Valuation Metrics

Book Value Per Share (BVPS)
$31.62
Graham Number
$44.31

Capital & Balance Sheet

Equity to Assets
9.31%
Loans to Assets
55.8%
Total Assets
$5.78B
Total Deposits
$5.05B
Total Equity
$538.4M

TTM Performance

Net Income (TTM)
$46.3M
Net Interest Income (TTM)
$158.8M
Earnings Per Share (TTM)
$2.76
Dividend Per Share (TTM)
$0.32
Dividend Payout Ratio
11.6%

SEC Filing Data

All financial data for SMARTFINANCIAL INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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