STELLAR BANCORP, INC. (STEL)

Comprehensive financial analysis for STELLAR BANCORP, INC. (STEL) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
STELLAR BANCORP, INC.
Ticker Symbol
STEL
Exchange
NYSE
CIK Number
0001473844
SIC Code
6021
Industry
National Commercial Banks
Shares Outstanding
50.9M

Profitability & Efficiency Metrics

Return on Equity (ROE)
6.32%
Return on Average Assets (ROAA)
0.97%
Efficiency Ratio
67.4%
Deposits to Assets
83.5%
Loans to Deposits
80.0%

Valuation Metrics

Book Value Per Share (BVPS)
$32.78
Graham Number
$38.31

Capital & Balance Sheet

Equity to Assets
15.44%
Loans to Assets
66.8%
Total Assets
$10.81B
Total Deposits
$9.02B
Total Equity
$1668.7M

TTM Performance

Net Income (TTM)
$102.9M
Net Interest Income (TTM)
$401.6M
Earnings Per Share (TTM)
$1.99
Dividend Per Share (TTM)
$0.57
Dividend Payout Ratio
28.6%

SEC Filing Data

All financial data for STELLAR BANCORP, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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