STELLAR BANCORP, INC. (STEL)

Comprehensive financial analysis for STELLAR BANCORP, INC. (STEL) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
STELLAR BANCORP, INC.
Ticker Symbol
STEL
Exchange
NYSE
CIK Number
0001473844
SIC Code
6021
Industry
National Commercial Banks
Shares Outstanding
51.2M

Profitability & Efficiency Metrics

Return on Equity (ROE)
6.31%
Return on Average Assets (ROAA)
0.95%
Efficiency Ratio
68.3%
Deposits to Assets
83.0%
Loans to Deposits
80.4%

Valuation Metrics

Book Value Per Share (BVPS)
$32.27
Graham Number
$37.53

Capital & Balance Sheet

Equity to Assets
15.55%
Loans to Assets
66.7%
Total Assets
$10.63B
Total Deposits
$8.82B
Total Equity
$1653.1M

TTM Performance

Net Income (TTM)
$101.9M
Net Interest Income (TTM)
$401.2M
Earnings Per Share (TTM)
$1.94
Dividend Per Share (TTM)
$0.56
Dividend Payout Ratio
28.9%

SEC Filing Data

All financial data for STELLAR BANCORP, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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