UNITED BANCORP INC /OH/ (UBCP)

Comprehensive financial analysis for UNITED BANCORP INC /OH/ (UBCP) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
UNITED BANCORP INC /OH/
Ticker Symbol
UBCP
Exchange
NASDAQ
CIK Number
0000731653
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
5.8M

Profitability & Efficiency Metrics

Return on Equity (ROE)
12.22%
Return on Average Assets (ROAA)
0.92%
Efficiency Ratio
91.2%
Deposits to Assets
74.8%
Loans to Deposits
72.2%

Valuation Metrics

Book Value Per Share (BVPS)
$12.25
Graham Number
$19.22

Capital & Balance Sheet

Equity to Assets
8.22%
Loans to Assets
54.0%
Total Assets
$0.86B
Total Deposits
$0.64B
Total Equity
$70.5M

TTM Performance

Net Income (TTM)
$7.8M
Net Interest Income (TTM)
$26.5M
Earnings Per Share (TTM)
$1.34
Dividend Per Share (TTM)
$0.92
Dividend Payout Ratio
68.7%

SEC Filing Data

All financial data for UNITED BANCORP INC /OH/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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