UNITED BANCORP INC /OH/ (UBCP)

Comprehensive financial analysis for UNITED BANCORP INC /OH/ (UBCP) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
UNITED BANCORP INC /OH/
Ticker Symbol
UBCP
Exchange
NASDAQ
CIK Number
0000731653
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
5.8M

Profitability & Efficiency Metrics

Return on Equity (ROE)
12.31%
Return on Average Assets (ROAA)
0.91%
Efficiency Ratio
88.9%
Deposits to Assets
74.4%
Loans to Deposits
71.7%

Valuation Metrics

Book Value Per Share (BVPS)
$11.51
Graham Number
$18.35

Capital & Balance Sheet

Equity to Assets
7.67%
Loans to Assets
53.4%
Total Assets
$0.87B
Total Deposits
$0.65B
Total Equity
$66.5M

TTM Performance

Net Income (TTM)
$7.6M
Net Interest Income (TTM)
$25.9M
Earnings Per Share (TTM)
$1.30
Dividend Per Share (TTM)
$0.91
Dividend Payout Ratio
70.0%

SEC Filing Data

All financial data for UNITED BANCORP INC /OH/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

Compare UNITED BANCORP INC /OH/ with 300+ other banks using the BankSift screener, or learn about the financial metrics and valuation methods used in this analysis.