UNITED SECURITY BANCSHARES (UBFO)

Comprehensive financial analysis for UNITED SECURITY BANCSHARES (UBFO) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
UNITED SECURITY BANCSHARES
Ticker Symbol
UBFO
Exchange
NASDAQ
CIK Number
0001137547
SIC Code
6021
Industry
National Commercial Banks
Shares Outstanding
17.6M

Profitability & Efficiency Metrics

Return on Equity (ROE)
8.46%
Return on Average Assets (ROAA)
0.94%
Efficiency Ratio
57.8%
Deposits to Assets
87.1%
Loans to Deposits
87.6%

Valuation Metrics

Book Value Per Share (BVPS)
$7.82
Graham Number
$10.86

Capital & Balance Sheet

Equity to Assets
11.12%
Loans to Assets
76.3%
Total Assets
$1.24B
Total Deposits
$1.08B
Total Equity
$137.4M

TTM Performance

Net Income (TTM)
$11.4M
Net Interest Income (TTM)
$48.4M
Earnings Per Share (TTM)
$0.67
Dividend Per Share (TTM)
$0.12
Dividend Payout Ratio
17.9%

SEC Filing Data

All financial data for UNITED SECURITY BANCSHARES is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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