UNITED SECURITY BANCSHARES (UBFO)

Comprehensive financial analysis for UNITED SECURITY BANCSHARES (UBFO) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
UNITED SECURITY BANCSHARES
Ticker Symbol
UBFO
Exchange
NASDAQ
CIK Number
0001137547
SIC Code
6021
Industry
National Commercial Banks
Shares Outstanding
17.6M

Profitability & Efficiency Metrics

Return on Equity (ROE)
9.06%
Return on Average Assets (ROAA)
1.01%
Efficiency Ratio
58.6%
Deposits to Assets
87.2%
Loans to Deposits
82.7%

Valuation Metrics

Book Value Per Share (BVPS)
$7.94
Graham Number
$11.19

Capital & Balance Sheet

Equity to Assets
11.19%
Loans to Assets
72.1%
Total Assets
$1.25B
Total Deposits
$1.09B
Total Equity
$139.7M

TTM Performance

Net Income (TTM)
$12.3M
Net Interest Income (TTM)
$48.8M
Earnings Per Share (TTM)
$0.70
Dividend Per Share (TTM)
$0.12
Dividend Payout Ratio
17.1%

SEC Filing Data

All financial data for UNITED SECURITY BANCSHARES is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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