UNITED COMMUNITY BANKS INC (UCB)

Comprehensive financial analysis for UNITED COMMUNITY BANKS INC (UCB) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
UNITED COMMUNITY BANKS INC
Ticker Symbol
UCB
Exchange
NYSE
CIK Number
0000857855
SIC Code
6022
Industry
State Commercial Banks
Also Known As
United Community Bank
Shares Outstanding
121.6M

Profitability & Efficiency Metrics

Return on Equity (ROE)
8.90%
Return on Average Assets (ROAA)
1.14%
Efficiency Ratio
56.3%
Deposits to Assets
85.3%
Loans to Deposits
78.9%

Valuation Metrics

Book Value Per Share (BVPS)
$29.59
Graham Number
$41.04

Capital & Balance Sheet

Equity to Assets
12.78%
Loans to Assets
67.4%
Total Assets
$28.14B
Total Deposits
$24.02B
Total Equity
$3596.9M

TTM Performance

Net Income (TTM)
$317.4M
Net Interest Income (TTM)
$881.5M
Earnings Per Share (TTM)
$2.53
Dividend Per Share (TTM)
$0.97
Dividend Payout Ratio
38.3%

SEC Filing Data

All financial data for UNITED COMMUNITY BANKS INC is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

Compare UNITED COMMUNITY BANKS INC with 300+ other banks using the BankSift screener, or learn about the financial metrics and valuation methods used in this analysis.