UNITY BANCORP INC /NJ/ (UNTY)

Comprehensive financial analysis for UNITY BANCORP INC /NJ/ (UNTY) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
UNITY BANCORP INC /NJ/
Ticker Symbol
UNTY
Exchange
NASDAQ
CIK Number
0000920427
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
10.0M

Profitability & Efficiency Metrics

Return on Equity (ROE)
17.40%
Return on Average Assets (ROAA)
1.94%
Efficiency Ratio
41.4%
Deposits to Assets
78.8%
Loans to Deposits
91.8%

Valuation Metrics

Book Value Per Share (BVPS)
$33.27
Graham Number
$63.40

Capital & Balance Sheet

Equity to Assets
11.61%
Loans to Assets
72.4%
Total Assets
$2.88B
Total Deposits
$2.27B
Total Equity
$334.0M

TTM Performance

Net Income (TTM)
$54.0M
Net Interest Income (TTM)
$112.2M
Earnings Per Share (TTM)
$5.37
Dividend Per Share (TTM)
$0.56
Dividend Payout Ratio
10.4%

SEC Filing Data

All financial data for UNITY BANCORP INC /NJ/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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