UNITY BANCORP INC /NJ/ (UNTY)

Comprehensive financial analysis for UNITY BANCORP INC /NJ/ (UNTY) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
UNITY BANCORP INC /NJ/
Ticker Symbol
UNTY
Exchange
NASDAQ
CIK Number
0000920427
SIC Code
6022
Industry
State Commercial Banks
Shares Outstanding
10.0M

Profitability & Efficiency Metrics

Return on Equity (ROE)
18.10%
Return on Average Assets (ROAA)
2.04%
Efficiency Ratio
39.7%
Deposits to Assets
78.3%
Loans to Deposits
89.6%

Valuation Metrics

Book Value Per Share (BVPS)
$34.63
Graham Number
$67.10

Capital & Balance Sheet

Equity to Assets
11.65%
Loans to Assets
70.2%
Total Assets
$2.97B
Total Deposits
$2.32B
Total Equity
$345.6M

TTM Performance

Net Income (TTM)
$58.0M
Net Interest Income (TTM)
$117.0M
Earnings Per Share (TTM)
$5.78
Dividend Per Share (TTM)
$0.58
Dividend Payout Ratio
10.0%

SEC Filing Data

All financial data for UNITY BANCORP INC /NJ/ is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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