WATERSTONE FINANCIAL, INC. (WSBF)

Comprehensive financial analysis for WATERSTONE FINANCIAL, INC. (WSBF) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
WATERSTONE FINANCIAL, INC.
Ticker Symbol
WSBF
Exchange
NASDAQ
CIK Number
0001569994
SIC Code
6035
Industry
Savings Institutions, Federally Chartered
Shares Outstanding
18.5M

Profitability & Efficiency Metrics

Return on Equity (ROE)
6.98%
Return on Average Assets (ROAA)
1.07%
Efficiency Ratio
78.7%
Deposits to Assets
61.1%
Loans to Deposits
122.5%

Valuation Metrics

Book Value Per Share (BVPS)
$18.65
Graham Number
$23.62

Capital & Balance Sheet

Equity to Assets
15.23%
Loans to Assets
74.8%
Total Assets
$2.27B
Total Deposits
$1.39B
Total Equity
$345.5M

TTM Performance

Net Income (TTM)
$23.9M
Net Interest Income (TTM)
$53.9M
Earnings Per Share (TTM)
$1.33
Dividend Per Share (TTM)
$0.60
Dividend Payout Ratio
45.1%

SEC Filing Data

All financial data for WATERSTONE FINANCIAL, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-09-30.

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