WATERSTONE FINANCIAL, INC. (WSBF)

Comprehensive financial analysis for WATERSTONE FINANCIAL, INC. (WSBF) based on SEC EDGAR filings. Data updated daily from official 10-K and 10-Q reports.

Company Information

Legal Name
WATERSTONE FINANCIAL, INC.
Ticker Symbol
WSBF
Exchange
NASDAQ
CIK Number
0001569994
SIC Code
6035
Industry
Savings Institutions, Federally Chartered
Shares Outstanding
18.4M

Profitability & Efficiency Metrics

Return on Equity (ROE)
7.68%
Return on Average Assets (ROAA)
1.18%
Efficiency Ratio
77.4%
Deposits to Assets
63.6%
Loans to Deposits
115.4%

Valuation Metrics

Book Value Per Share (BVPS)
$19.03
Graham Number
$25.17

Capital & Balance Sheet

Equity to Assets
15.46%
Loans to Assets
73.4%
Total Assets
$2.26B
Total Deposits
$1.44B
Total Equity
$349.4M

TTM Performance

Net Income (TTM)
$26.4M
Net Interest Income (TTM)
$56.7M
Earnings Per Share (TTM)
$1.48
Dividend Per Share (TTM)
$0.60
Dividend Payout Ratio
40.5%

SEC Filing Data

All financial data for WATERSTONE FINANCIAL, INC. is sourced directly from SEC EDGAR filings including 10-K annual reports and 10-Q quarterly statements. Metrics are calculated using trailing twelve month (TTM) methodology with data through 2025-12-31.

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